Our Investment Approach
Our investment management process operates on an open platform that provides the opportunity to find top-rated, no-load, low-cost diversified investment vehicles to address the current market environment.
Our expertise is to simplify complex issues and to take a disciplined approach to portfolio management by implementing strategic and efficient asset allocations.
Asset Allocation
Asset Allocation is an investment strategy that involves dividing an investment portfolio among different asset categories (such as stocks, bonds, cash and alternative investments) in an effort to balance risk and reward.
Approximately 90% of your portfolio volatility comes from your asset allocation. By taking into consideration an investor’s goals, risk tolerance, investment time horizon we can help assemble an appropriate investment strategy designed to maximize risk-adjusted returns.
While asset allocation does not guarantee a profit or a protection against loss,it is a method used to help manage investment risk and is an important first step in choosing an appropriate investment strategy.
What to Expect
We view our initial meetings with you as the most important step in our process. Every piece of advice we provide is predicated upon our ability to understand and connect with you.
- Understand your risks, family and decision making process.
- Help define what your wealth means to your family.
- Develop a holistic plan for your entire balance sheet.
Portfolio Construction
Our motto is to choose the investments last. We are advisors, not sales people. This means that we don’t presuppose any investments will be appropriate until we understand your risk tolerance and investment objectives. By utilizing this top-down approach, we are able to build a portfolio that is aligned with your unique investor profile and designed specifically for you.
Ongoing Monitoring
We believe regular conversations and reviews for each client’s portfolio is essential to building a lasting relationship. Topics often discussed during these reviews include:
- Portfolio Rebalancing
- Market overviews as they relate to your portfolio
- Retirement and other major life event planning
- Tax efficient investment strategies
- Collaborating with your tax and legal advisors on future planning opportunities.